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3DS 2

A stronger security combined with a higher conversion rate

More than just a protocol, 3DS 2 protects your sales and transactions while making the shopper experience ever more fluid and frictionless.

What does 3DS 2 and SCA bring to you?

3D Secure 2.0

What does 3DS 2 and SCA bring to you?

SCA stands for Strong Customer Authentication. It’s the latest secure protocol to authenticate strongly a customer and in line with the PSD2 regulatory.
This means all payment transactions (except for defined exemptions) must be strongly authenticated with at least two of three factors:

  • Knowledge: Something that only the shopper knows (password or PIN)
  • Possession: Something that only the shopper owns (card, phone or token)
  • Inherence: Something that only the shopper is (fingerprint, biometric features…)
3D Secure

Designed to create new payment experiences

3D Secure 2.0
3D Secure

Designed to create new payment experiences

Payment experiences are more fluid and reinforced with strong level of security transactions.

  • Smooth payment with frictionless flow.
  • Intelligent detection mechanisms to reduce fraud.
  • Native for web shop and mobile application.
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3D Secure

Less friction means more sales

3D Secure 2.0
3D Secure

Less friction means more sales

Improve the user-friendliness by reducing friction at checkout. Simply send additional parameters to our platform and transactions can be exempted of SCA. The issuer will decide if the exemption is granted or not.

  • Low value transactions (less than 30€)
  • Transaction Risk Analysis
  • Recurring transactions
  • Secure corporate payments (only issuer exemption)
  • Trusted Beneficiaries or White-Listing

Being compliant with PSD2 requirements has never been so simple

3D Secure 2.0

Being compliant with PSD2 requirements has never been so simple

  • Our payment solution is fully compliant with 3DS 2 standard and allows you to benefit from any relevant exemptions.
  • Explore our dedicated guideline to learn more about this new version of 3DS 2, and be aware of the different use cases.
  • Get started with 3DS 2 using our new Payment API.
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AXEPTA BNP PARIBAS

Dedicated experts at your service to help you

3D Secure 2.0
AXEPTA BNP PARIBAS

Dedicated experts at your service to help you

  • Understand 3DS 2 and define the strategy for your 3D Secure migration, implementation or upgrade.
  • Successfully embrace these challenges and reap the benefits of online payment processes that will be safer, smarter and easier to use.
  • Create seamless, enriched authentication payment experiences.

 

Building experience together

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